Purchasing a plot of land is an exciting and significant investment, especially in a rapidly developing city like Nagpur. However, the process can be daunting if you are not well-prepared. To help you make an informed decision, here’s a comprehensive checklist that includes all the necessary steps and documents you need to verify before buying a plot in Nagpur.

1. Verify the Title Deed

The title deed is the most crucial document that proves the seller’s ownership of the property. Ensure the title is clear and has no encumbrances. This document should clearly state the ownership history and any legal hurdles.

2. Check Encumbrance Certificate

An encumbrance certificate confirms that the property is free from any monetary or legal liabilities. This certificate can be obtained from the sub-registrar’s office, ensuring that the plot is free from any pending legal dues.

3. Verify the Land Use Zone

Ensure that the plot is in the correct land use zone as per the local development authority’s plans. For instance, a plot designated for agricultural use cannot be used for residential or commercial purposes unless reclassified.

4. Confirm Approvals from Local Authorities

Ensure that the plot has all the necessary approvals from local bodies such as the Nagpur Municipal Corporation. This includes layout approval, construction clearance, and other required permits.

5. Verify Property Tax Receipts

Check the property tax receipts to ensure that all dues are paid up to date. This can provide an indication of the legality and ownership of the property. Ensure there are no pending tax payments.

6. Check for Existing Loans

Ensure that the plot is not pledged against any loan. You can verify this by checking with the bank or financial institution where the plot might be mortgaged.

7. Confirm Measurements and Boundaries

It’s essential to get the plot measured by a qualified surveyor to confirm the boundaries and dimensions. Compare these with the details mentioned in the deed documents to ensure accuracy.

8. Obtain the Sale Agreement

The sale agreement should detail the terms and conditions of the sale, including the price, payment schedule, and any other relevant details. This document is crucial before the final sale deed is prepared.

9. Verify the Seller’s Identity

Ensure that the seller is the actual owner of the property by checking their identity proof. This can include Aadhaar card, PAN card, or passport. This step is crucial to avoid fraudulent transactions.

10. Encumbrance Certificate

An encumbrance certificate is essential as it provides a comprehensive record of all financial and legal liabilities associated with the plot. This certificate should be clear for a minimum of the past 13 years.

11. Verify Land Use Conversion

If the plot is agricultural land, you need to ensure it has been converted to non-agricultural (NA) land if you plan to use it for residential or commercial purposes. Check the conversion certificate issued by the authority.